Since everyone’s needs are different, this special needs calculator can help estimate a general overview of some aspects of your individual financial situation. It is based on data, information, and assumptions that you provide. Other assumptions used have been derived by using various data from sources believed to be reliable. You are solely responsible for the accuracy or completeness of the information you provide. The accuracy and completeness of the information provided may affect the results and any outcomes. This calculation is only looking at this concept, and not a holistic view of someone’s overall portfolio. There is no guarantee that the results shown will be achieved; actual results may be different from those reflected.

This calculation does not attempt to address all financial issues that may impact you or your loved ones. Any assumed rates of return, rate of inflation, or other variables used for projections are hypothetical and should not be interpreted as a guarantee of future returns or results. There can be no assurances that anything will be successful. Actual results will vary based upon individual situations. Any tax aspects presented are for illustrative purposes only and are based on current federal tax law and assumed average tax rates and may include state and local taxes. Any income tax estimates are made for the current year only and do not consider the possibility of the Alternative Minimum Tax. This information is general and is not intended to provide specific tax and/or legal advice. Individuals must consult their personal tax and/or legal advisor with regards to their circumstances. Any results depicting the disposition of property at death and proposed alternatives are general in nature and do not attempt to examine all potential estate planning techniques. All statistical data shown is as of the most currently available date. Any expected returns are a combination of information entered, historical data, current market information, and additional analysis. Expected returns can have limitations. They are an effort to determine forecasting, not an attempt to predict client-specific returns and not predictive of their results.